Here at Oxford Van centre, we work closely in conjunction with Close Brothers Finance Company. They are a leading finance company with 30 years of continuous presence in the market. Founded in 1988, they have become a leading, independent point of sale finance company with a successful reputation within the motor finance industry. Their sole mission is to make it easier for more customers to buy their next vehicle from their dealer partners and last year, they helped over 80,000 customers get on the road.
Working with Close we offer Conditional Sale (CS) which works as follows;-
With CS, you put down a deposit and borrow the remaining cost of the vehicle, paying it back over the term of the agreement which can be up to five years. Choose this option if you want to own the vehicle at the end of the term.
Repayments are fixed throughout the agreement and spread equally throughout the term. The amount you borrow is also secured against the vehicle. There is no lump sum to repay at the end of the agreement; however, under the terms of a CS agreement, you have an obligation to pay the title transfer fee and then you become the legal owner of the vehicle. A deposit is usually required, and the term can be up to 60 months.
Whilst taking advantage of a finance deal with us, we will need to see your Driver's Licence upon application. Also, we often need proofs of address for proposals, so it is best to bring these with you too - they need to be dated within the last 90 days and accepted forms of proof are Bank Statement/Credit Card bill/Utility bill/letter from the HRMC. Simply bringing these bits with you should ensure a smooth process for signing any documentation.
Do please get in touch and ask any questions, a member of the team will happily assist and guide you through any finance application. We do all the work for you.